Our Differentiation:

Operator-Level Underwriting

Deeper financial & operational diligence than traditional lenders

Hands-on engagement with borrower accounting, operations, and governance

Active advisory role throughout the investment lifecycle

Our Underwriting is Designed to Protect

Capital Across Commodity Cycles

Comprehensive Credit and Investment Policies.

Real estate and personal property collateral evaluations conducted on every loan.

Assessment of management and due diligence of internal accounting, business model and operations.

Ongoing site visitations of business locations.

Cash flow and repayment risk analysis customized by industry and commodity.

Loan performance covenants used to determine and manage repayment and collateral risk.

Loan reporting covenants designed to report and monitor borrower operating and financial performance.

Who Can Invest

Agricultural producers who have experienced a liquidity event or generated excess liquidity from operations

Commercial businesses seeking to deploy capital in agriculture

Traditional regulated financial institutions

High net worth individuals, single and multi-family offices with exposure and experience with food production and agribusiness

Pension and Retirement Programs seeking diversification and investment in counter cyclical assets

Investor

Services

Placement of Investor's Funds to Single Borrow

Placement of Investor's Funds with a small BFCP Investor Group

Participation in a BFCP sponsored Investment Fund

Investor Returns

8% - 12%

Annual ROIC

based on credit

risk profile

Social Return via direct relationship with Borrower (if desired)

Our Underwriting is: Designed to Protect

Capital Across Commodity Cycles

Comprehensive
Credit and
Investment
Policies.

Real estate and personal property collateral evaluations conducted on every loan.

Assessment of
management and due
diligence of internal
accounting, business model
and operations.

Ongoing site
visitations of
business locations.

Cash flow and
repayment risk
analysis customized
by industry and
commodity.

Loan performance
covenants used to
determine and
manage repayment
and collateral risk.

Loan reporting covenants designed to report and monitor borrower operating and financial performance.

Transaction Criteria

Check Size: $2-50 million

Structure: Sr. Debt, Mezzanine or Minority Equity

Tenor: 1 to 7 years - Operating or Term

User Profile: Family or privately held agribusinesses seeking growth, transition, or recapitalization

Sector Focus

Animal Protein

Dairy, Beef, Poultry, Pork

Animal Protein

Dairy, Beef, Poultry, Pork

Animal Protein

Dairy, Beef, Poultry, Pork

Animal Protein

Dairy, Beef, Poultry, Pork

Animal Protein

Dairy, Beef, Poultry, Pork

Animal Protein

Dairy, Beef, Poultry, Pork